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Red card for the College of Pharmacists and the state. The Court of Auditors, in référé1 published on Tuesday denounced the "inertia" of the state who lack a framework for the College of Pharmacists in particular in "litigation and disciplines." In short, side control and sanctions pharmacies in violation. To such an extent that "the disciplinary role of the order is weakening." Some regional councils of the order of pharmacists and record "almost none" complaint. No wonder, because the number of controlled drug was almost halved between 2007 and 2009. In short, drug stores2 today is no longer controlled on average every 27 years!

The situation has worsened since 2009 and the creation of regional health agencies (ARS), relays the Ministry of Health in the regions, the Court noted. The 133 inspectors pharmacists working for ARS are actually allocate that … 27% of their time working the controls. Involved? The ARS affect other missions, mainly administrative, which have nothing to do with their heart business. The order is therefore not the only culprit. To remedy the situation, the judges demanded "a rigorous management controls" by the State, "in terms of public health risks as cost for health insurance guaranteed payday loan."

"Passivity administration"

"Passivity of the government" on the other hand could be costly to the College of Pharmacists. Not having been warned in time to a change in legislation in the biomedical field, the College may have to pay a fine of 5 million from the European Commission. This failure of 2007, sliding in response the Ministry of Social Affairs. Perhaps, but this is just the beginning: "This litigation, should it be lost, could expose the College to requests for damages amounting to tens of millions of euros."

The College of Pharmacists also benefits at the margin, the inertia of the state. Indeed, it does not solve all the payroll taxes it should. And the administration did not press him to claim. If the order was paid from 2010 to the CSG and CRDS on compensation paid to its members, the contributions on wages had not been paid between 2009 and 2012. In its response to the Court of Auditors, the Ministry of Social Affairs promises Urssaf will recover the monies owed if they are not resolved quickly.

The European Commission on Thursday ordered the SNCM1 (Societe Nationale Corse Méditerranée) to reimburse the French State € 220 million of public aid found to be incompatible with European competition rules, bad news for the shipping company difficulties financières payday loan lenders.Dans the same time, the Commission has recognized the public service mission of service to Corsica by SNCM from Marseille. "Part of poker around the company SNCM2" Storm Warning for SNCM3

Seen from Europe, it is still a great performance. Canada ends 2012 on a GDP growth of 1.8%, but shows a sharp slowdown at the end of the year. In the last quarter, GDP grew by only 0.2% compared to the previous three months. Above all, it shows a worse performance than its big brother U.S. (+2.2% in 2012), while in recent years, it is rather the Canadian economy that held the rope.

In fact, the country is a model at European level, that of a well-run country, which has imposed a diet and the necessary reforms in the 1990s. It has not been the financial storm of 2008 with the same intensity as the United States, thanks to the strength and the wisdom of its banks. Subprime loans have never weighed more than 5% of appropriations. Another asset of the country rich in natural resources, mining, oil and gas, has benefited from the surge in commodity prices, boosted by Chinese demand. Where exports account for nearly 35% of GDP.

Sharp increase in household debt

Nevertheless, after a few years at full speed also made by consumer spending, the engine is now Canadian landing. "In 2012, there is a double impact of a decline in public investment of 5.6% and a lower business investment, especially in the productive sector, which suffers from a lower external demand and a lack productivity, "Inna Mufteeva analysis, economist at Natixis. Added to this are the measures taken by the authorities to reduce household debt has reached crisis level. In ten years, it has increased by 50% to 150% of disposable income, and exceeds that of Americans.

As for interest rates very low, improvement of the labor market, which has quickly regained its pre-crisis level with an unemployment rate of 7.3% and banks less frowning on the Granting loans, real estate loans have increased significantly. They now represent 64% of total debt. Moreover, because of their exposure to the property sector, Moody's and Standard and Poor's have downgraded the bank. The spectrum of a real estate bubble fueled by rising prices in recent years concern the central bank and the government, which has notably reduced the life of the loan. "The risks are concentrated in major cities of Toronto and Vancouver," relativizes Christopher Ragan, an economist at McGill University.

Controversial pipeline

This raises another expert structural fragility of the country, economic interests which differ between provinces. When the highly industrial Ontario depends mainly on exports in the productive sector – which has suffered in recent months the Canadian dollar – Alberta rich in raw materials instead saw its oil sands.

This key sector of the energy, the challenge in the medium and long term will increase exports, constraints today by congestion problems. Canada would develop new pipelines to the United States but also to grant access on the Pacific coast. But these projects, including Keystone, which must reach Texas, are highly controversial for environmental reasons.

Problem of the rich, say the most optimistic. Canada sits on solid financial fundamentals, with a public debt of 35% of GDP and a small deficit in 2012 to 1.5% of GDP. What restart the machine if necessary.

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Rémy Pflimlin, President of France Télévisions, did not budge. A few weeks before the end of its negotiations with the state on its contract goal and means, he campaigning for a restoration of advertising on the main …

Saturday night, the NRJ Music Awards organized by NRJ Group and broadcast on TF1 led by Nikos Aliagas have set a new record for social TV in France. During the ceremony, more than 700,000 tweets were exchanged on the social network Twitter. The previous record was 450,000 tweets for Miss France 2013 December 9, 2012.

# Missfrance and 450,000 tweets RT @ maximepannetier already dethroned: nearly 700,000 tweets around # NMA13, record socialTv # # TF1

– Philippe bailly (@ pbailly) January 27, 2013

The cérémomie which established the Korean singer Psy and French rap group Sexion d'Assaut was also a ratings success on TF1. With nearly 6.4 million viewers, the program brought together an audience share of 30.5%, well above the monthly average of the chain that culminates today to 23.1%.

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"Give a little more often." In 2004, during a business trip to Mexico that Pierre-Emmanuel Grange, co-founder Olivier Microdon with Pluck was clicked. There, he discovers a pervasive generosity citizen – including supermarkets – and performs almost the same time the lack of generosity in France. In 2009, two employees Microdon launched with the support of ADP, which manages payroll systems 9200 companies in France, 2.5 million ballots.

The principle is simple and based on the "Payroll Giving" Anglo-Saxon, born there thirty years in England: the gift payday provides the opportunity for employees to support the actions of associations of their choice by making micro-donations on their net salary to pay. "It's amazing that this concept is so developed in England and France so little … There each year is approximately 900,000 employees English who donate 100 million pounds, "says Olivier Cueille.

A principle which requires "courage"

Employees and employers together choose the causes they want to support, education, environment, disability, employment – from more than 20 associations and NGOs great general interest Microdon partners. "In January 2010, Eutelsat – 450 employees – was our first customer to enter the program. In spring 2010, the company ADP – 2200 employees – has also become a full-fledged customer! "Says Olivier Cueille. The food group is also part Soparind Bongrain customers.

However, the current social context does not encourage companies to donate. "In times of crisis, companies are much more particular about their budget … The only position that companies are both courageous and have a desire for openness, who want to innovate, "says Olivier Cueille. Currently, about 15,000 employees working with Microdon, 15-25% of them are active and really invest in the programs offered.

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Going through a difficult release. This will force him to continue his transfer to forced march. According to our information, the newspaper directed by Nicolas Demorand should finish the year slightly in the red, despite a positive operating income of one million euros against 2.5 million in 2010 and 2011.

One of its major shareholders, Bruno Ledoux, also owns the building that houses the newspaper near the Place de la Republique in Paris, will pay € 1.5 million well before December 31, which will allow as to continue deleveraging.

In January, capital structure Liberation will evolve. The main shareholder should hold Édouard de Rothschild equally with Bruno Ledoux 52% of the holding company Refoundation, alongside the heirs of the Italian Carlo Caracciolo.

Decline in paid circulation

Since last summer, Liberation suffers from a drop of 20% of its newsstand sales, which account for 30-40% of its paid circulation after the heyday of the presidential campaign – in May, the title peaked 65,000 of newsstand sales. In October, they dropped to 41,500 for a paid circulation in France of 115,200 copies, according to OJD. But accumulated since January, sales are expected to complete the balance. The erosion of the diffusion requires us to find new sources of revenue. Thursday, Nicolas and Philippe Nicolas Demorand, Co-Chairs of the Board, explained their strategy to 230 employees worried us fast cash.

The cap is placed on the organization of events and conferences. The newspaper, which generates 60 million turnover in 23 program in 2013, against four in 2011 and six in 2012. "Our goal is to triple our turnover in this business," says Philippe Nicolas.

Accelerate the migration to digital

The goal is to accelerate the migration of readers to digital. The website, which totaled 3.1 million unique visitors in October, according Médiamétrie, will open in June a new formula that will begin the transition from "freemium" (free and paid content which coexist) the "paywall" (subscription becomes required from a certain amount of items consulted free access). At the same time, release to launch an electronic edition that will include enhanced ten more pages compared to the paper version.

Developing subscriptions, Nicolas hope Demorand install a more stable business model. Objective: To reach at least 46,000 subscribers in 2013, against 40,000 (including 11,000 digital) today.

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On paper, the equation seemed simple enough: Spain has more than 800,000 empty homes, the legacy of the housing bubble that is still described "economic miracle" until the beginning of the crisis. The Spaniards, taken between unemployment affecting 25% of the active population, the restrictions of austerity and locking bank loans, not buying. The Spanish real estate, however, interested foreign investors. Europeans, but also Russians and Chinese, attracted by potential bargains in a country can guarantee the legal security of their investment.

The real estate sector in agony, believes keeping a remedy unexpected and begged the government to roll out the red carpet outside investors. Result: foreigners who buy property at least 160,000 euros, the average price of housing in Spain, will automatically get the right to reside.

The measure, announced in late November by the Secretary of State for Trade, surprised the Spaniards. Some saw it as a commodification of migration policy. A sale to the highest bidder, residence cards. But the initiative is presented as a solution of last resort to rescue the real estate disaster. Because the operations have collapsed since the start of the crisis in 2008, -28.8%, -24.9% and -17.7% in 2009 to 2011. Only the end of the tax incentives for the purchase of a home in 2011, anticipated by agents, explains a slight increase of 6.3% in 2010. And in view of the forecast (the European Commission expects a GDP contraction of 1.4% in 2013 and a slight growth of 0.8% in 2014), real estate agents do not believe that the situation will improve in the medium term.

Madrid, without hiding, aims Russian investors. Nationals of the Federation are those who have received the most Spanish visas last year, and the Spanish sun is one of their favorite destinations for a vacation stay.

But the Spanish government did not expect probably not angry reaction from another country, Morocco. The Ministry of Finance Alawite kingdom issued a statement to warn its citizens: "The acquisition of real estate abroad by persons ordinarily resident in Morocco is subject to prior approval" of the administration, said Rabat . Before inserting the nail: These permissions "are granted only in exceptional circumstances" and engage in a real estate transaction without the sesame "is an offense."

Support structures to Moroccan immigrants have not found enthusiasm for the measure. "The people who come to us do not have 160,000 euros to invest," they say, for example, the Association for Solidarity socio-professional integration of immigrants (Asisi). But the Spanish initiative could attract wealthier families, tired of red tape … and interested in this opportunity to place their savings abroad. A hypothesis that says the Moroccan press, the authorities of the country concerned, while foreign exchange reserves have fallen over the last twelve months, 21.5 billion dirhams (1.93 billion euro) 17 billion ( 1.53 billion euros).

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Berlin correspondent

Headwind against this solution during the last round of EU negotiations to save Athens from bankruptcy, Angela Merkel has just skip taboo erasure of Greek debt. Merkel did not rule out, for the first time, a discount of Greek debt after 2014, in an interview with Bild am Sonntag.

"If Greece comes a day to cope with revenue without incurring new debt, then we must look and assess the situation. This will not happen until 2014-2015, if all goes as planned, "said the Chancellor, questioned whether it had to consider the cancellation of the debt of Athens after the German legislation of 2013. "The current program of aid to Greece will run until 2014. And we have given an additional two years, until 2016, to Greece it reaches certain fiscal targets, "she added.

The opposition Social Democrats (SPD) for several weeks accuses Merkel of hiding the truth about German taxpayers Greece guaranteed approval cash advance loans. Friday, the head of the SPD group in the Bundestag, Frank-Walter Steinmeier criticized the government for having rejected the idea of ​​a haircut on Greek debt, "economically inevitable" for reasons of domestic politics. "We can push it after Christmas, after the elections in Lower Saxony, Bavaria after the election or after the federal election, but this discount will occur inevitably," he said.

The issue of a Greek debt relief is very sensitive to the legislative approach, while the Germans fear being sucked into the "bottomless pit Greek." Until now, Merkel retains the confidence of voters over his handling of the crisis. But the elected majority and opinion are increasingly nervous about this issue.

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Three months after the purchase of the castle Gevrey-Chambertin, Burgundy, this is another name prestigious Bordeaux region that will pass under the Chinese flag. Castle Bellefont-Belcier, premier grand cru classé of Saint-Emilion, was sold between 1.5 and 2 million ha. The area covering 13 hectares of vineyards, the amount of the transaction would be between 19.5 and 26 million euros. Which would be the largest accquisition made in recent years in Bordeaux by a Chinese investor. More importantly, this transaction confirms the value of Chinese manufacturers for French SMEs.

The deal, revealed by the magazine's website Earth Wines of South West Group, covers an area of ​​the town of Saint-Laurent des Combes, near Saint-Emilion, and "surrounded by jewels" of the name, as Pavia or Larcisse-Dicasse sources said bad credit payday advance. The home castle Bellefont-Belcier, said staff, less than ten employees, was presented to the new Chinese owner late Friday afternoon, once the transaction is completed. It gave no indication of his plans for the area, and left for China, sources said.

The Chinese have acquired thirty castles for five years, but industry analysts and experts warn that the wine estate buying spree will gradually focus on castles more prestigious, even if the profession still refuses to speak of a "rush", with properties in thirty four years, on account that 8000 Bordeaux.

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