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The French go to the office backwards. Almost 40% of them have seen their work motivation1 decline this year, according to the annual survey Edenred-Ipsos2 *. They are more demoralized their Italian neighbors (35%) and Spain (32%), yet most affected by unemployment, and much more demotivated than Germans (22%), Belgium (27%) and British (27% ). This decrease was primarily due to moral pessimism about their ability to change, frustration vis-à-vis their rémunération3 and feel that their work is not recognized within the company.

Dissatisfaction especially resented the French employees' level of significant affect, including a sense of involvement in the work, "the study notes. This is not the case of the British, "more opportunistic," which show "relatively more distant towards their work" or Germans and Belgians, evolving "in a contractual environment" feed also lower expectations vis-à-vis their superiors.

While the rate of unemployment4 reached 10.9% in the European Union, European workers are more concerned towards employment5 in 2012. Note that across the Rhine, where the unemployment rate is only 5.4%, this fear has also jumped (over 15 points a year). In France, as in the United Kingdom, however, employees are more concerned about their wage level by maintaining their position. Overall, Europeans, with the exception of the Italians, are less satisfied with their work situation 6THE last year. So much so that more Germans (7 points), Belgians (two points), Britons (two points) and Spain (+ 2 points) find that they spend too much time at work Low fee payday loans.

Loyalty to the employer "default"

Still, in the current economic context, Europeans tend to want to stay chaud7. According to the barometer, 58% of French workers say they do not think of leaving their entreprise8, this proportion reached 60% in Germany and 66% in Belgium. "Mobility is associated with risk-taking, this loyalty to the employer are especially default," the study said. It is a "carrier of frustration" and, ultimately, the effectiveness of the company 9est in. Hence the importance of the morale of the troops.  

Failing to play on the lever pay, companies should "develop active policies targeted towards employees, particularly in the two key areas of the welfare work.10 and professional development," says Antoine Solom, Director International Ipsos Loyalty. Well-being, according to the study, mostly through the recognition of the Latin countries, and the Anglo-Saxon rather than by financial incentives for the …

* The eighth edition of the barometer Edenred-Ipsos on the well-being and motivation of employees in Europe focuses on the employee population of six countries: Germany, Belgium, Spain, France, Italy and the United Kingdom. This on-line survey was conducted among a sample of 7,200 people between 18 February and 15 March 2013.

In the past, finding a cheap and low cost health insurance posed problems to a lot of people in terms of availability and cost.

 

LE FIGARO (@ erenault1) – Barely presented the report Lescure is already challenged. Bercy has rejected the idea of ​​a tax on smartphones and CSA will not play the role of watchdog Hadopi. In such an environment, telecom operators will they still be called to the rescue?

Pierre LOUETTE. – I hope not. We are not the creation of new taxes a priori. The telecoms industry is already highly taxed like that.

Between the tax for France Television, the private copying … What percentage of this tax goes to the media?

A third specific telecom taxes go in the media. In the United States, for example, special tax on telecom is less than 1%, in France, we are 3% of our turnover. That's a lot. We feel that we are called to fund many things, including away from our core business. But telecoms have some specific difficulties today.

You were rather agree with Lescure report to tax the producers of smartphones?

Pierre Lescure has presented itself as. This report is a starting point for open discussion. All is not described. We found that the report recognized that digital could be associated with the financing of culture. Second, telecom operators are part of the financing of culture. that we do not disagree in principle. What we oppose is an explosion of contributions. Finally, we can say that the operators are the champions of the legal provision. Without operators, legal download offer would be greatly diminished. We also want the plight of operators is taken into account. The President of the Republic said during the campaign, and most recently in Auvergne: there will be no new tax on telecoms.

The government has recently decided to allocate frequencies to media Telecommunications from 2016. You really need these frequencies?

Telecom operators that are part of living with the FFT spectrum and we need it. But we want the issue of frequency is more predictable, programmed by the government. Here we feel that there is acceleration of history because there are funding needs.

The government hopes to gain between 2.5 and 3 billion euros from the sale of frequency?

Yes, it is that we already paid 3 to 4 billion in recent years buying frequency. When we bought, the government said that such an opportunity will not come quickly. This is how prices grimpét. But no sooner have we started using those purchased one wants to sell us more.

However, we need frequency, because last year we have seen an increase in data traffic by 67% for all telecom operators. It is also one of the paradoxes of the sector. It was an explosion of uses: the data increases, the use of mobile voice as there are tens of billions of SMS sent and at the same time … the price drop!

The arrival of Free has cut prices by 11%, according to ARCEP. The telecom sector he cashed the shock?

We do not dispute the figures ARCEP. With our observation, we found that the mobile telephone traffic increases by a further 13.5%. The appetite for telecom continues, it is also what will save the industry in the years to come.

Moreover, ARCEP indicates lower prices by 11.4% in 2012 and a decline in the volume of our sales by 4%. We calculate our side ed that prices have fallen by 20% in 18 months. Few industries face similar shocks. Especially since we have not given the investment to continue to fund future fixed networks with fiber and mobile networks of the future with 4G.

There was a decline in enrollment

.

It is also an object of controversy. Last year, Free definitely a little recruited, Orange maintained its workforce and we had not yet seen the effects of departures plans announced by Bouygues and SFR. We see its effects in 2013. Orange will begin to not replace all departures. I can hardly imagine that there is stability in employment overall.

The year 2013 will be more difficult?

2013 will be the first full year after the arrival of Free Mobile. The effects of the arrival will be still felt in 2014 and 2015. We are an industry that has 128,000 direct jobs and 168,000 indirect jobs. There will be consequences for everyone, including call centers and distributors as well.

There is not Free in the FFT. Will he be back?

We are open. Free was a member, then it came out long ago. We are open for their return, but it is not close today.

 

Saturday night by winning 23-16 against the Scottish XV, the Blues XV of France saved the furniture in their last match of the Six Nations. Success in extremis that does not allow the French to escape the wooden spoon, and will not be neutral finances of the French Rugby Federation (FFR). Lights for rugby, the RBS Six Nations is indeed substantial revenue in terms of ticket. And the sum of the organizing committee pays the FFR depends for 25% of the final ranking of the XV of France. The fourth-place finish in 2012 had resulted in a shortfall of 1 million euros over the 2011/2012 season. Manageable loss budget of 94.3 million. Especially as the finalist XV of France during the 2011 World Cup in New Zealand was largely offset this loss FFR had pocketed 2 million bonus from his sponsors.

The good performance too expensive for the same cost FFR: 5 million more a year of "salary players" for this place finalist in the World Cup (rugby bonuses for their summons, selections and victories in international matches). In the end, the poor performance in the tournament in 2013 can therefore make savings on 2012/2013: EUR 700,000 at a minimum according to our estimates *.

The image and attractiveness of rugby are involved

"In the medium term recurrence bad result would necessarily impact on the attractiveness of the product XV of France," warns François Hilbrandt however, a consultant specializing in rugby at Kurt Salmon. The popularity of the oval ball effect attracts many brands, allowing the federation to substantially increase its revenues in recent years. For example, the FFR chose earlier this year to French Renault BMW as a new sponsor for a million extra per year faxless payday advance.

But poor results were to reproduce the situation could change. In a crisis, the marks show indeed much more selective in their marketing investments. According to the White Paper of 2012 sponsorship of sports marketing firm Sportlab the XV de France is considered the second French team conveying the most positive values ​​behind the Experts handball and well ahead of France football team (3 % considering carrying values ​​very positive).  

38% positive feedback on social networks

But the results are mixed this season have already been felt on hearing: after good scores in the first match against Italy, France 2 has seen its audience share fall from 39.1% in 2012 (5.84 million viewers) to 29% for the 2013 edition (5.28 million viewers on average). And social networks, the very positive tone following the epic New Zealand is a little dull. According to the firm Synthesio specializes in e-reputation, 23% of mentions around 60,205 Tournament XV and lights are negative. "Despite the disappointing results, the tone around the XV de France remains generally positive, demonstrating the commitment of the French rugby for the" moderates still firm. However, some players have crystallized more criticism. With nearly half of negative comments, "Frederic Michalak and Pascal Pape them suffer a sporting tournament trickier" concludes Synthesio.

* Compared to what it would have cost if Grand Slam (83,270 euros per player). In the same case, the English would have received 115,000 euros each.

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Monitoring of greenhouse tomatoes by computer processing fields by GPS guidance, sale of wheat on the futures market … By demonstrating their commitment to land blows of high-tech 2000s farmers have larger- something to do with those of the 1960s. "This reflects the incredible speed with which the world agricultural captures the latest innovations," said Martine Dégremont, director of the International Exhibition of Agricultural Machinery (Sima) will open its doors from February 24 to 28 at Exhibition Paris-Nord Villepinte. The integration of more advanced ICT (information and communication) will be one of the trends of the 75th World suppliers of agriculture and livestock, involving no less than 1350 exhibitors .

Proof of modernity often ignored by the public, digital tablets are preparing to invest cabs tractors. This is particularly the case with the UT App software developed by the manufacturer Claas and awarded a gold medal by the jury issued Sima Innovation Awards 2013. Easily downloadable on an iPad (or Android tablet), it allows the farmer to visualize, control and store the functions and settings of all its machinery: tractors, combine harvesters, mounted implements ( seeders, sprayers …) but also as a stationary biogas plant. A revolution!

Productivity gains

At the head of a farm of 600 hectares Griselles (Loiret), Loïc Delion sees a "source of saving time, a way to make work easier and improve the comfort of life." And include "the ability to integrate information directly collected on a plot without waiting to be at his computer" or "the ability to make instant adjustments to a machine and store in direct consultation with the site builder. " The livestock sector is not left behind: ten years after the arrival of the first milking robots, automated distribution of food animals is also his first with two award-winning systems. Many inventions that will generate productivity gains.

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While the President of the European Central Bank, Mario Draghi, has managed to bend the euro yesterday, the bloc could achieve on their own to find a compromise on the budget for Europe, even if an agreement n ' is not fully vested. The top of twenty-seven on spending in Europe, quia started last night with nearly six hours late, was extended overnight. Early this morning, a French source involved in the negotiations told news agencies that "compromise sketch gradually, it now seems possible, things have progressed in the last few hours." However, the European Council President, Herman Van Rompuy nuanced: "If we all show a sense of compromise, an agreement on the budget is within our reach." "But we're not there yet," he admitted.

According to several European sources, it would negotiate with European leaders the principle of a budget with 960 billion euros in commitment appropriations corresponding to the maximum permitted, and 913 billion in payment appropriations or actual expenditures for next seven years paydayloans. The negotiations were suspended at midnight and a half to enable bilateral meetings and should take about four hours with the presentation of the final proposals of the President of the European Council.

The total budget for 2014-2020 has been revised several times down under pressure from the United Kingdom, Germany and other countries of Northern Europe. In any event, the 2014-2020 budget will be significantly lower than in the previous period (2007-2013). François Hollande, he said he would not "compromise which neglects the political (traditional) Europe, abandon agriculture and ignore growth."

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Biologists are angry. "On Monday, we take the afternoon strikes throughout, added to the gel transmissions leaf disease Banks to primary health insurance," says François Blanchecotte, President of the Union of Biologists (SDB). In Marseille, Patrick Lepreux, Bioprat union, began a hunger strike in protest against the reform. Biologists believe that the government, calling for a new lower rates of 80 million euros in 2013 goes too far. In 2012 already, the turnover of the industry fell 1.5% to $ 3.5 billion while the economy grew by 2.8% in volume.

New regulatory requirements

"For six years, the profession has dropped 700 million," says François Blanchecotte, exasperated that the government does not regain the agreement seemed to be reached with health insurance and provided a rate increase at least equal to the inflation from 2013 to 2015. "The adjustment variable, it is the employees," he warned, referring 8,000 jobs at risk over nearly 45,000 in the sector.

In addition there are new regulatory requirements. Biologists are concerned about the most demanding quality standards imposed on their tests (blood tests, urine …), from 2016, in the form of accreditation. "Reform creates factories analyzes," decried by some biologists. In any case it involves heavy investment and accelerates the concentration of laboratories.

Certification, which will improve the performance of laboratory tests, "will induce a surcharge of 3% of sales in the beginning, then 1.5% thereafter," said Philippe Charrier, Group Managing Director of Biology Labco. It will force small laboratories that perform are less than 100 patients per day and recorded a turnover of less than one million euros per year to regroup or sell.

Costs and higher unit cost in France

Accreditation and price reductions imposed on the analyzes involved measures implemented by successive governments to reduce healthcare costs. In the field of medical biology, flexibility is not negligible, if one compares the costs of the Hexagon in neighboring countries. According to a study released Tuesday Eurostaf will be at the conference of the magazine "Info Biologist" expenditures per capita medical tests in France are twice as high in Spain and 35% higher than in Germany.

The unit cost of actions is also higher in France, one of the few Western countries where laboratory tests are done in the city rather than in hospital. Examinations will cost 2-10 times more expensive than in Germany or Belgium. "The trouble is that in Germany, the results are issued after a very long time, often four days," puts an industry expert.

Reform legislation of medical biology is under consideration in the Senate. Unions fear it Stavros Dimas future conditions for the exercise of the profession. Yet this law favors laboratories pushing the deadline for accreditation 2020. And, at the request of biologists, it slows the takeover of financial investors now required for a laboratory to be majority owned by a biologist.

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Diesel just board the symbolic € 1.40. According to the website dedicated Carbeo.com, it reached 1.403 euro Monday on average, up 4.3 cents since the beginning of the year.

Unleaded gasoline is not left out: last week, the increase was 1.2 cents per liter on average. The unleaded 98 average now stands at 1.62 euro per liter, while unleaded 95 points to 1.582 euro. It is now four consecutive weeks as fuel prices rise.

Oil prices remain relatively high

This rise coincides with the phasing out of government scheme aimed at reducing – temporarily – taxes on petroleum products. Only – Slim – consolation: "Average prices currently observed in France are still below prices August 28, then 6 cents higher for diesel and 7 cents for gasoline," says Carbeo personal business card.com.

For their part, oil prices remain relatively high: Brent crude in London is firmly established above the $ 110 mark, while in New York a barrel of light crude oil exceeds $ 96. This environment that the price at the pump for motorists French do not seem to observe a near lull.

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The British economy flirts with recession a third after those of 2008 and 2011-2012. GDP contracted by 0.3% in the last quarter of 2012. Growth was zero over the entire year. This return to a negative trend comes after a strong rebound in the third quarter, driven by the impact of the Olympics. Technically, two consecutive negative quarters define a recession. However, according to economists, the beginning of 2013 has been affected by the consequences of the snow.

"The best way to describe the British economy at the moment is: fragile but stable. UK evolves around a stagnation line "analysis Rob Wood, an economist at Berenberg Bank. The head of the Bank of England expects a "modest recovery" this year. The IMF reduced its growth forecast for the UK than 1%. Several major retail chains, including HMV, Comet, Jessops and JJB Sports, recently placed in bankruptcy.

"Plan B"

This performance-cons is a blow to the government of David Cameron, who continues to assert that its austerity plan begins to bear fruit. IMF chief economist Olivier Blanchard said on Thursday it was time to relax fiscal austerity to boost growth. The Liberal Democrats, Conservatives partners in the ruling coalition, advocating for a "plan B" and recognize that the government has cut too much in investment.

But the Minister of Economy, George Osborne repeated that there is no question of deviating from its objectives. According to him, it would be "a huge mistake to question" the credibility of the country's budget cuts. This does not prevent him from coming face the risk of losing precious AAA rating.

Following this announcement, the pound has accelerated its fall, dropping to its lowest level in six months against the dollar for more than a year against the euro.

"This is a reminder that Britain faces a difficult situation," admitted George Osborne, commenting on the figures for the fourth quarter. The government can console themselves with the continued decline in unemployment, which now stands at 7.7% of the active population.

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LE FIGARO. – You return from China. What is the perception of our partners in France?

Pierre Moscovici. – I have noticed with my Chinese counterparts very close attention to our economic situation and, more generally, that of the euro area. During my interview with Mr. Li Keqiang, the future prime minister, I was the first Union Minister of Finance to meet, I heard a message of confidence, but also the expectation of concrete results of our actions. I invited them to fully appreciate the advantages of France and invest in our economy.

The government held a seminar on Thursday investments. How to stimulate while state coffers are empty?

The priority of the Head of State is the inversion of the curve of unemployment by the end of the year. Boost investment is at the heart of our strategy to achieve this. We have established a very favorable to private investment, stabilizing the euro area and by launching our pact for competitiveness. Housing, renovation thermal transport infrastructure and deployment of very high speed have been identified as our top priorities. It is now to direct savings to the French abundant future investments. As stated by the Prime Minister, public resources will be redeployed towards these goals. The roadmap is drawn and the seminar enabled the mobilization of the government in this direction.

The opposition accuses you of being vague on reducing public spending. What do you say?

We are committed to reducing public spending 56.3% of the national wealth in 2012 to 53.1% of GDP in 2017. The French expect that the public participates in the national effort to rehabilitate the country. This is voluntary, and there is no question of bias. The objective is clear, 60 billion by the end of the quinquennium. In this context, it is already in the budget, numerous examples, and each minister is in charge of preparing the necessary reforms.

The State is exemplary. Thus, in 2013, operating expenses will decline by 5%, including reducing communication expenses, reorganizing its major networks (sub-prefectures network abroad), controlling its payroll. A review of major investments is in progress. We will train and, by example, all stakeholders, including operators of the State, local authorities and social security administrations in the modernization of public action.

Our method is based on consultation and facing the user, is different from that of our forefathers. I estimate more efficient and fair. Cut with an ax, as did the previous government through RGPP creates blockages and resistances that are missing the mark.

The new contribution substitute tax at 75% for income in excess of a million Will it temporary or permanent? The government has sent mixed messages in recent days about it

.

In exceptional circumstances, exceptional effort: this is the philosophy. The new contribution will take the spirit of the tax to 75%, while respecting the principles laid down by the Constitutional Council. We will present in the next few weeks, so that economic actors are set. I would add that the reasons for the tax exile are not due to such a device. Taxation is not everything: at the time of the tax shield at 50% right, yet there were 700 departures per year. And then to find the attractiveness French, we also restore our tax base, renegotiating our conventions. We're working on.

Expect the discussion in Spring with Brussels on the issue of growth and public finances to admit that France will not its commitment to reduce its deficit to 3% of GDP this year?

If I now believe that growth will not reach 0.8% as we expect, I would have said. Uncertainties are high, of course, but I note that some changes – the agreement on the U.S. budget, the prospects for growth in China, the solutions to the euro zone – are positive. Our actions to restore France's competitiveness and defend domestic consumption also support growth. Even though the beginning of the year is difficult, there is no question of giving any signal that today might suggest that our desire to reduce our deficit to 3% weakening. That said, it is also necessary that the Europeans are questioning how to get more growth, as the IMF and OECD invite us.

Were you a candidate for the presidency of the Eurogroup?

I've never been a candidate. My name was mentioned by some – which is an honor – but the task was entrusted to me is to be Minister of Economy and Finance of France, in a period of crisis, and this task is heavy. Incidentally, I read here and there that I could leave the government to take over the presidency of the Eurogroup, which is absolutely false. In my mind, the president of the institution must be a minister in office. What matters to me is that the ideas and designs of France on the future of the euro area are heard by the future president, particularly with regard to the banking union, it must continue the integrity of the euro area, which must be preserved, and growth policies, it is essential to carry. I told Jeroen Dijsselbloem.

You have caused confusion by stating that to overcome its difficulties, the automaker PSA should "go further". What do you mean by that?

Do not distort my words! PSA, which has sold more than 3 million cars in 2012, is in a difficult situation. To cope, the group has launched a strategic partnership with GM. He drives a socially painful, we worked to contain, and graduated from the State guarantee on its banking subsidiary. In this context, PSA has given assurances of its production in France, particularly in the Rennes plant and appointed Louis Gallois, the Commissioner of the investment to its supervisory board. To recover, PSA undoubtedly deepen its strategic thinking, but it's a private company and, as such, it is up to her to make choices as it deems advisable. I believe there is a place for PSA on the world market. With regard to the guarantee provided by the State for its banking subsidiary, I am quite confident about the progress of the discussions we have with Brussels.

CEO of EDF, Henri Proglio, subject to an investigation by the Financial Inspection on how contracts were obtained in China. Him hold your confidence?

It is not an investigation or questioning existing partnerships with China, which I saw during my visit to Beijing that they were of vital importance in the eyes of our stakeholders government. It is a mission control. As a state shareholder, our duty is to ensure that our strategic choices are preserved in the negotiations. This procedure is not more Mr. Proglio. The government's intention is not to jeopardize the future of a partnership with China that has lasted thirty years, or find a pretext to change the governance of the company. We just want to better understand the operation of the nuclear industry. This mission – we should have the results within three months – will help.

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New changes for future first-time buyers. The loan (PTZ), which funds part of buying a house or a new apartment, just once again changed in the bill supplementary budget for 2012 (RFLP ). While the Fillon government had decided to book only to buyers in new end of 2011, the National Assembly voted this week to change the device to make it more refocused on the poorest households who have difficulty homeownership.

To do so, the government and the Assembly have reshaped grille fixing the level of aid, granted by income. Thus, the resource limits to be eligible device were cured and "will be lowered at the fifth installment, based on the slices defined in 2012," said Minister Jérôme Cahuzac budget. Thus, to take advantage of PTZ, a single person must have a monthly income of up to 3333 euros against 3626 euros today. Then, a couple will earn a maximum of 4,667 euros to be eligible while a couple with children must capped at 5667 euros. Finally, for a couple with two children the amount should not exceed 6,667 euros for a couple with three children, the limit is 7667 euros. Therefore, purchasers will benefit from fewer PTZ.

This measure also relaxes "the conditions of grace period to bring it to 100% for borrowers in the first two income groups," said the Minister of Budget payday loans. These households are therefore not required to begin repayment of their PTZ, whose duration varies between 8 and 25 years, depending on income, before the end of the first grace period of two years, to alleviate the amount of the first installments.

"A heavy blow dealt to the middle class"

The chairman of the Finance Committee, Gilles Carrez (UMP), has expressed concern that this decision is a "heavy blow dealt to the middle class in terms of homeownership." Specialist housing issues, Jean-Yves Le Bouillonnec (PS) has instead welcomed this focus, whereas the zero-interest loan "should help those who will never have access to the property."

But the operation of the zero-interest loan could still evolve in the coming days, according to information from Paris. Senators could indeed offer to return to the reform of 2011, allowing buyers to enjoy the old to new PTZ. According to Marc François, president of the PS Finance Committee in 2012, interviewed by the newspaper, this proposal could be debated in a few days, when the Finance Act 2012 will be considered in the Senate.

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