Archive for September 5th, 2011

Good start to the post office in the mobile

Auto Date Monday, September 5th, 2011

Party in May to conquer the mobile market, La Poste is a misfortune! The group has attracted 150,000 customers in three months. "We had anticipated 25,000 sales per month, we are at 50,000, is two times more than expected," revealed to Figaro Jacques Rapoport, Deputy Director General of La Poste Group and CEO of La Poste. And if postal workers were starting the first customers, they are now a minority.

This success has also led to stock shortages, some bugs and a saturation of computer centers. "We suffered a bit but it is now settled," said Jacques Rapoport, who is reviewing its objectives and is on the rise now "300,000 to 400,000 customers by the end of the year, against 210,000 originally planned."

No typical profile for the client to the mobile station, which is recruited from all social classes and age.Offers balanced, "there are so many packages with high-end smartphones that prepaid kits. The social package (10 euros for 45 minutes of calls and 60 SMS, Ed) also works well with 10% of sales, "said Jacques Rapoport. "The smaller are welcome here. But we are not the operator of the poor. We are committed to serve all customers. "Finally, subscriptions (most profitable) are in the majority compared to prepaid. Another lesson: while the Post was the first to launch non-binding offers, customers prefer offers mostly sold with a phone and then a commitment.

This initial assessment also confirms the importance played by the network of post offices which carries 75% of sales, the remaining 25% being done by Internet and telephone payday loans online. "They want us to believe that everything is sold on the Internet. This is not reality.Consumers want the closeness and service. Seen in the return of small businesses face the hypermarkets, the return of customers in bank branches. In mobile, our presence throughout is a huge asset, "said Jacques Rapoport.

Hopes in rural areas

And the band accelerates: already in 1000 the largest post offices, the mobile will be distributed in 450 additional offices on 12 September and another 450 in November. It will even be sold in 70 small rural offices in September, they will not physically products, but customers can order and be delivered the next day by Chronopost. While the offices of small towns have sold more mobile than those in larger cities, La Poste Mobile high hopes on rural areas. "At the end 2012, 10,000 post offices will distribute the mobile offering.By itself, the Post will have more outlets that Orange, SFR and Bouygues together, "said Jacques Rapoport. The mobile station will also develop synergies with La Banque Postale, in line with the special youth launched in late August that offers a discount of 40 euros on the price of the mobile.

The mobile station should be profitable in 2013. Both shareholders and SFR Post rub their hands.

ALSO READ:

»Post launches mobile phone with the SFR

"The Post will run in the mobile May 23

Capital gain property: the provision could be softened

Auto Date Monday, September 5th, 2011

After the increase in VAT on the inputs of the theme parks last week, the elimination of rebates on real estate gains promises to be the main divisive issue of the week opens. This provision, very criticized, only affects second homes and rental investment (principal residence remains, as before, exempt from taxes). But it is radical: since August 25, the capital gain on resale is taxed at 32.5%, regardless of the length of detention of the property. Previously, the taxable gain was undergoing a reduction of 10% per year from five years in prison, which made totally exempt from taxes in fifteen years.Delete this reduction is therefore a true revolution that will represent, in 2012, over 2 billion euros in additional revenue for the state budget!

For many members of the Finance Committee, the government was wrong to brutally suppress the abatement system. "This chopper's austerity plan is absurd, asserts the centrist MP Charles de Courson. It will freeze sales. Transfer taxes, which are sitting on real estate transactions and represent a significant tax revenue departments and municipalities, will collapse. "The deputy also fears an increase in under-the-table, in order to limit the most capital gain to report.Many also fear a destabilization of the market for rental investment.

Members of the Finance Committee, under the aegis of their rapporteur UMP Gilles Carrez, have decided to table an amendment that will restore an allowance of 5% per year after five years my credit score. What can a total exemption from capital gains tax at the end of twenty-five years. They also want to refer to 1 December 2011 or January 1, 2012 implementation of this measure.

But there's a catch: Bercy awaiting the removal of allowances 200 million savings in 2011 and 2.2 billion in 2012. The restoration of a 5% reduction would cost 900 million full year. Aware of the need to preserve public finances, Gilles Carrez proposes to increase the tax on patents."This is a measure anticompétitivité," retorted Bercy where people still say "open to discussion as long as the deficit does not widen."

A gesture is expected

Reportedly, the Budget Ministry is prepared to make a move on entry into force of the measure on second homes (which could be a little delayed) and would eventually restore a favorable tax abatement in the time, based on a total exemption from taxation of capital gains after thirty years rather than twenty-five as proposed by Gilles Carrez. Between last-minute negotiations and uncertainties on the position of Members who are not part of the Finance Committee, voting in the National Assembly is uncertain. Not to mention that it could be unraveled in the Senate."No decision of economics can not be accepted in the general joy," says Philippe Marini, the UMP rapporteur of the Committee on Finance of the High Assembly, which considers the extent of the government "justified".